TERMS AND
CONDITIONS

By accessing or using the SQuant Desk platform ("the Platform"), you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree with any part of these Terms, you must not use the Platform.

SQuant Desk reserves the right to modify these Terms at any time. Changes take effect when published on the Platform. Continued use of the Platform after changes are published constitutes your acceptance of the new Terms.

SQuant Desk provides quantitative analysis tools for financial markets, including but not limited to: statistical market-regime models, volatility forecasting, asset screeners, algorithmic signals and financial planning calculators.

The service is provided "as is" and is subject to availability. SQuant Desk does not guarantee any particular uptime, although we aim to maintain 99.5% monthly availability.

The Platform is intended solely for the personal or professional use of the registered user. The following are expressly prohibited: (a) reselling, sublicensing or redistributing any content, signal or data obtained through the Platform; (b) using automated means to extract data in bulk (scraping) without prior written authorisation; (c) using the Platform for illegal activities or activities that infringe third-party rights.

API access (Institutional plan) is subject to usage limits defined in the corresponding contract. Use exceeding those limits may result in temporary or permanent suspension of access.

SQuant Desk content is informational and educational only. Nothing published on the Platform constitutes financial, investment, legal or tax advice. The models and signals are analytical tools based on historical and statistical data; past performance does not guarantee future results.

SQuant Desk is not a registered investment firm nor a regulated investment adviser. Investment decisions are the sole responsibility of the user. SQuant Desk shall not be liable for any financial loss arising from the direct or indirect use of the information provided on the Platform.

To access the Platform you must create an account with a valid email address and a secure password. You are responsible for keeping your credentials confidential and for all activity that occurs under your account.

SQuant Desk reserves the right to suspend or cancel accounts that breach these Terms, show fraudulent activity, or have been inactive for more than 24 consecutive months.

Paid plans are billed monthly in advance. You may cancel your subscription at any time from the account panel; cancellation takes effect at the end of the current billing period, with no pro-rata refund for the remaining time except where required by applicable consumer law.

Prices may change. We will give at least 30 days’ notice of any price change by email to the address associated with your account.

All Platform content — including models, algorithms, code, text, graphics, trademarks and logos — is owned by SQuant Desk or its licensors and is protected by applicable intellectual property law.

You are granted a limited, non-exclusive, non-transferable and revocable licence to access and use the Platform solely for the purposes set out in these Terms.

To the maximum extent permitted by law, SQuant Desk shall not be liable for indirect, incidental, special, consequential or punitive damages, nor for loss of profits or revenue, whether or not advised of the possibility, arising from the use of or inability to use the Platform.

SQuant Desk’s total liability to the user, for any cause and under any legal theory, shall not exceed the amount paid by the user in the 3 months preceding the event giving rise to the claim.

These Terms are governed by the laws of the Republic of Chile. Any dispute that cannot be resolved amicably shall be submitted to the exclusive jurisdiction of the ordinary courts of Santiago, Chile.

For any question regarding these Terms, you can reach us at: alonsomoyanoreyes@gmail.com